Scroll down to see the following calculators

• Personal Loan
• Car Loans
• Mortgage Loans
• College Savings
• Personal Finances
• Business Planning
• Taxes and Payroll

Loan Prequalification Calculator
Use this calculator as your first step in determining your ability to qualify for a loan. While this calculator can't guarantee you will qualify for your new loan, it is a good check point to see if it is within your means.

Loan Amortization Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule.

Loan Comparison Calculator
This calculator will sort through the monthly payments, fees and other costs associated with getting a new loan. By comparing these important variables side by side, this calculator can help you pick the loan that works best for you.

Alternative Payment Frequencies
Use this calculator to determine your payment or loan amount for different payment frequencies. You can make payments weekly, bi-weekly, semi-monthly, monthly, bi-monthly, quarterly, semi-annually or annually. You can then examine your principal balances by payment, total of all payments made, and total interest paid. 

 

 

   Car Loans

Auto Loan Analyzer
Determine how much car you can afford to buy based on your desired monthly payment.

Auto Loan Vs. Home Equity Loan
Home equity loans often have lower interest rates than auto loans and the interest may be tax deductible. Find out how much you can save.

Auto Lease Vs. Buy Analyzer
Should you lease or buy your car? Use this interactive problem solver to find out!

 

 

   Mortgage Calculators

 Rent vs. Buy
Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.

Mortgage Qualifier
The first step in buying a house is determining your budget. This interactive problem solver steps you through the process of finding out how much you can borrow.

Mortgage Refinance Analyzer
Should you refinance your mortgage? Find out how much money you'll save and how long it will take to breakeven on a mortgage refinance?

Mortgage Reduction Analyzer
Save thousands of dollars in interest by increasing your monthly payment. Find out how much sooner you will pay off your mortgage by making extra payments?

Mortgage Comparison: 15 years vs. 30 years
Determining which mortgage term is right for you can be a challenge. Use this calculator to compare these two mortgage terms, and let us help you decide which term better for you.

Mortgage Points Evaluator
Should you pay points? This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

 

 

  College Savings

College Savings Planner
Saving for your children's education requires a long term plan. And like saving for retirement - the earlier you start your plan the better! Use this calculator to help develop and fine tune your education savings plan.

Student Budget Calculator
Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. This calculator allows you to input your expenses and income for an eight-month school year running from September through April.

 

  Personal Finances

 

Home Budget Analyzer
One of the most important aspects of controlling your budget is to determine where your money is going. This interactive problem solver helps you do just that.

Should My Spouse Work? Calculator
This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household.

HSA Contribution Calculator
This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.

Life Insurance Needs Estimator
How much life insurance do you need? Enter your current assets, expenses, income and let us help you determine how much life insurance you need.

Checkbook Balancer
Let us help you balance your checkbook.

Savings Calculator
What will it take to reach your savings goal? Enter in your savings plan and view graphically your financial results.

Savings After Inflation And Taxes?
Use this interactive problem solver to determine how much your savings will be worth with these two important variables in mind.

Lunch Savings
One of the best ways to increase your savings is to spend less. Even a simple change such as bringing a bagged lunch to work a few times a week can make a difference. This calculator illustrates how a little lunch savings can go a long way.

Debt Consolidation Financial Calculator
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Accelerate Debt Payoff
This calculator can show you how to accelerate your debt payoff. Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full.

Roll-Down Your Credit Card Debt!
This calculator applies two simple principles to paying off your credit card debt.

Credit Card Pay Off
Find the best repayment options to pay off your credit card balance.

 

 

 Business Planning

 

 

Sales Volume Break-Even Analyzer
How many units of your product must be sold to make a profit. See a detailed list of the profit generated at each sales volume level.

Commercial Loan Calculator
Use this calculator to see if you qualify for a new commercial loan by evaluating your debt service coverage.

Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Working Capital Calculator
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

Profit Margin Calculator
This calculator helps you determine the selling price for your products to achieve a desired profit margin.

Lease Vs. Buy Analyzer
Should you lease or buy your equipment? Use this interactive problem solver to find out!

Financial Ratios
Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Take a look at 10 different financial ratios in areas such as solvency, liquidity, operational efficiency and profitability.

Marketing Campaign Profitability Analyzer
Analyze the return on a direct marketing campaign. This interactive calculator will help you determine if your marketing plan will be profitable.

Inventory Analysis
This calculator helps you determine how much inventory you should hold, and when you should place inventory orders.

Business Valuation
This calculator creates a possible market valuation for your business by determining how much your future cash flow is worth today.

 Taxes and Payroll

1040 Tax Calculator
How much tax will you pay this year? Will you get a refund? Enter your filing status, income, deductions and credits we will estimate your total taxes for the year.

1040 EZ Tax Estimator
The 1040EZ is a simplified form used by the IRS for income taxpayers that do not require the complexity of the full 1040 tax form. Simply select your tax filing status and enter a few other details to estimate your total taxes for the year.

Marginal and Effective Tax Rates
Knowing your income tax rate can help you calculate your tax liability for unexpected income, retirement planning or investment income. This calculator helps you estimate your effective (or average) tax rate, your current tax bracket, and your marginal tax rate.

Earned Income Credit (EIC) Calculator
Use this calculator see if you qualify for the Earned Income Credit, and if so, how much it might be worth to you and your family.

Like Kind Exchange Calculator
If you exchange either business or investment property that is of the same nature or character, the IRS won’t recognize it as a gain or loss. This calculator is designed to calculate and recognized loss, gains and the basis for your newly received property.

Self Employment Tax Calculator
Use this calculator to estimate your self employment taxes.

Payroll Deductions
Use this calculator to help you determine the impact of changing your payroll deductions. You can enter your current payroll information and deductions, and then compare them to your proposed deductions. Try changing your withholdings, filing status or retirement savings and let the payroll deduction calculator show you the impact on your take home pay.

Hourly Paycheck Calculator
Use this calculator to help you determine your paycheck for hourly wages. First, enter your current payroll information and deductions. Then enter the hours you expect to work, and how much you are paid. You can enter regular, overtime and one additional hourly rate.

Net to Gross Paycheck Calculator
This calculator helps you determine the gross paycheck needed to provide a required net amount. First, enter the net paycheck you require. Then enter your current payroll information and deductions. We will then calculate the gross pay amount required to achieve your net paycheck.

Flexible Spending Account Savings Calculator
Use this calculator to see how participating in your employer's "Flexible Spending Account" can help you pay less tax and increase your net take-home pay.